Unique Payment Technologies
ES

Business Funding

Capital for your business, fast

In partnership with FundWave Loans

Unique Payment Technologies is proud of our partnership and work with FundWave Loans — a funding platform that gets small businesses capital fast, without the usual headaches.

They work with restaurants, contractors, retailers, healthcare practices, trucking companies, salons — really any business that's been open 3+ months with steady revenue.

If you've ever needed capital to cover payroll, buy inventory, purchase equipment, or just smooth out cash flow — this is worth 2 minutes of your time.

Apply now

Here's why it's different:

  • $3,000 to $2,000,000 in funding
  • See your options within 24 hours of applying
  • No hard credit pull on your application
  • Funded as fast as next business day
  • 100% online — no phone calls, no pressure
  • All industries welcome, any credit score considered

FundWave at a glance

Key facts about the platform

  • $3K–$2M

    Funding Range

  • 24 Hrs

    See Options

  • Next Day

    Funded

  • All 50

    States

The problems we solve

  • No Spam or Cold Calls

    Merchants come to us when they're ready. Zero pressure, zero outreach from us.

  • Slow Decisions Fixed

    Traditional lenders take weeks. We return funding options within 24 hours.

  • Credit Barriers Gone

    No hard pull on application. We look at the full picture of the business, not just the score.

Who qualifies

Our Merchants

  • Small business owners nationwide
  • All industries — retail, food, healthcare, construction, services
  • Any credit score considered
  • Open 3+ months with steady revenue
  • Owners who want a digital-first experience

What They Get

  • $3,000 to $2,000,000 in funding
  • Options within 24 hours
  • Funded as fast as next business day
  • No hard credit pull on application
  • Zero spam, zero cold calls — ever
  • One easy-to-use platform

Best client profiles

  • Restaurants & Food
  • Contractors & Trades
  • Retail & E-commerce
  • Trucking & Logistics
  • Medical & Dental
  • Salons & Beauty

Any business open 6+ months with $10K+/mo in revenue. If you have a bank account and sales, you can likely get funded.

Funding products available

  • Merchant Cash Advance

    Revenue-based, no collateral, any credit score

    $5K–$2M

    24–48 hrs

  • SBA Loans

    Lower rates, best for established businesses

    $50K–$5M

    2–4 weeks

  • Equipment Financing

    Equipment is the collateral, up to 100% financed

    $10K–$2M

    3–5 days

  • Line of Credit

    Revolving, only pay interest on what you draw

    $10K–$500K

    3–7 days

Apply here (takes 2 minutes, won't affect your credit):

Apply now

You'll complete the application on FundWave's secure platform.

  • No obligation
  • Won't affect your credit
  • Options within 24 hours